Credit report and credit score Missoula

Apparently this bank pulled my credit file without my permission. I filed a dispute with Equifax and in their response they indicated that "inquiries are factual record of file access" and I "should contact the creditor" if I feel that this was unauthorized. The address Equifax listed does credit report and credit score Missoula not reflect a phone number. Is there anything I can do to have these inquiries removed from my current credit report? As far as I can see here I'm not the only person affected by this scam. Yordanka of Atlanta, GA I want to refinance my home. It was credit report and credit score Missoula a few points shy of the 750 I need to get the rate I'm looking for. Knocking below 750 is a "hard inquiry" performed by FIRST USA in 06/2008. I have no relationship w/ FIRST USA that I know of.

The internet is afire with stories similar to mine. Trevor of Newport News, VA ran my credit report without my permission.

lowered my credit score credit report and credit score Missoula Donald of Woodbridge , NJ I paid off my credit report and credit score Missoula balance.

Blanca of Monroe, CT Since May, 2008, First USA Bank has performed 5 inquiries in order to view my credit report. I have never applied for a card from this institution. Why do they keep requesting to access my credit report.

I feel as though if this practice continues, my credit score might be negatively affected somewhere down the road.

Is there something I can do to stop this practice or have these inquiries removed from my current credit report? credit rating check Thank you EDWARD of LAKE HIAWATHA, NJ Run my credit credit report and credit score Missoula report without my permission. Wei of Norwalk, CT I experienced the same issue as many of the emails posted on your site about FIRST USA BANK doing a credit check on me without authorization. I received an alert from Experian that they did this, and I am unsure what credit report and credit score Missoula the consequences might be (e.g., could that affect credit report and credit score Missoula my credit rating?). It seems there are hundreds of people claiming this happened to them.

Do I have any recourse to keep this from happening again? Is there a suit pending on FIRST USA BANK to keep them from doing this? Gail of Eagan, MN First USA credit card is terrible. They send my case to the collected agency and the collected agency is still bothering my life. Barry of New York, NY I credit report and credit score Missoula experienced the same issue as many of the emails posted on your site about First USA doing a credit check on me without authorization. free credit score

I received an alert from Experian that they did this and I am afraid it will affect my credit rating. It seems there are hundreds of credit report and credit score Missoula people claiming this happened to them. Do I have any recourse to keep this from happening again? Is there a suit pending on First USA to keep them from doing this?

Gary of Franklin, TN This company requested and received an inquiry from a credit reporting agency without permission. This is not a bank I have ever conducted business with R.Connolly of Plymouth Meeting, PA They ran an unauthorized credit report on my wife and me on Aug 1, 2009. From the other complaints, this seems to be their MO. Richard of Deerfield Beach, FL This bank pulled my credit without my permission. The address Equifax listed does not reflect a phone number and information does not have a listing for this bank.

Leslie of Melbourne, FL I recieved an alert from Experian that a change had occurred on credit report and credit score Missoula my credit report.

When I looked, I saw FIrst USA BANK had run a credit check on August 27th.

I have no Idea who this bank is therefore, have certainly not authorized a credit check. Please advise how I should proceed in ensuring no one opens an account in my credit report and credit score Missoula name with this financial institution. patricia of houston, TX The economy is hurting, people losing jobs, taking pay cuts, ect... its not like my payment increased by 5% or 10% this is 140% !! Michael of Temecula, CA Please remove my posting on 3/12/09 for First USA Bank asap. free credit report band contest Thank you Diane of Ellicott City, MD You rather increased my rate largely, put fees that should have credit report and credit score Missoula been on it and then proceeded since I have always paid you unknown reasons why you should truly have cause to cancel. Judith of credit report and credit score Missoula Loveland, OH I had the First USA credit card, later I legally discharged all my credit card debt by bankrupcy.

However, this First USA still credit report and credit score Missoula send my file to collector. Barry of New York, NY In 2003 I had a balance on my First USA Bank credit card for $513. After that time I filed chapter 13 reorganization and will late fees and interest, the balance exploded to $10,922.00. I have tried unsuccessfully to get an answer from First USA Bank. This has damaged my credit tremendously since it is a judgment / lien on my credit report.